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Agency · Ministry of Local Government and Regional Development

The Norwegian State Housing Bank

State agency implementing Norwegian housing policy

Latest from The Norwegian State Housing Bank

  1. Budget

    Husbanken proposed to receive NOK 42.3 billion for housing allowances, loans and grants in 2027

    • The government proposes NOK 42.3 billion for Husbanken in 2027.
    • The money is for housing allowances, loans and grants.
    Housing politics
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  2. Call for applications

    Husbanken offers 11 master's scholarships, deadline 15 November 2026

    • Husbanken (Norway's state housing bank) is offering 11 scholarships to master's students writing about housing topics such as housing policy, social housing work, or tenancy law. The application deadline is 15 November 2026.
    Higher educationHousing politicsStudent finance
    Read the item in the app
  3. Report

    Norwegian State Housing Bank invests 36 million NOK in innovative housing solutions for vulnerable populations

    • In 2024, the Housing Bank provides 36 million NOK to 47 projects focused on transforming empty buildings into homes, enabling safer aging in place, and improving partnerships among actors serving housing needs of priority groups.
    • The funding addresses housing policy challenges concerning availability, safety, and coordination within the housing sector for groups with special needs.
    Elder careHousing politics
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  4. Assessment

    Seven master grants awarded to projects addressing future housing and community challenges

    • In 2024, Husbanken awarded master grants to seven research projects tackling key challenges in housing and community development.
    • The projects focus on age-friendly neighborhoods, efficient housing support, transformation of existing buildings, and municipal housing policies.
    Housing politicsMunicipalitiesSustainability
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  5. Report

    Most homeless people live in Oslo, Bergen, Trondheim, and Stavanger in 2025

    • A 2025 survey found 4,197 homeless individuals across Norway.
    • Approximately half, around 2,100 people, live in the country’s four largest cities: Oslo, Bergen, Trondheim, and Stavanger.
    Housing politicsMunicipalities
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  6. News article

    Husbanken experiences record surge in loan applications reaching 27 billion NOK in 2023

    • The volume of loan and grant applications to Husbanken for construction projects has increased by 10 billion NOK compared to the same period last year, reaching a record 27 billion NOK.
    • This surge reflects strong demand from both the construction sector and municipalities seeking financing for building and renovation projects.
    BusinessHousing politicsMunicipalities
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  7. Report

    Municipalities unable to secure housing for vulnerable groups due to market and financial constraints

    • Challenging housing markets and rental market pressure hinder municipalities from providing housing to their most disadvantaged residents.
    • Tight municipal budgets limit capacity to invest in housing solutions for vulnerable groups.
    Housing politicsMunicipalities
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  8. News article

    Establishment of a new housing and building directorate by merging Husbanken and DiBK

    • From January 1, 2027, Husbanken and the Directorate for Building Quality (DiBK) will merge into one new housing and building directorate.
    • The merger aims to strengthen housing and building governance through more coordinated and efficient operations.
    Construction rulesHousing politicsPublic administration
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  9. Report

    Report shows sharp rise in homelessness and more affected children in Norway in 2025

    • The number of homeless people in Norway was 4,197 in 2025, a 26% increase compared to 2020, according to a national survey.
    • Children represent a larger share of the homeless population than previously, highlighting increasing vulnerability among youth.
    Children and youthHousing politics
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  10. Sarpsborg Municipality Receives 2026 Housing Prize for Pioneering Housing Efforts

    • Sarpsborg Municipality was awarded the 2026 Housing Prize from the Norwegian State Housing Bank in recognition of its systematic and innovative housing policies.
    • The prize highlights the municipality’s long-term efforts to improve housing supply, demonstrating leadership in municipal housing policy.
    Housing politicsMunicipalities
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